Short Term Major Medical

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Flexible Protection, Swift Coverage: Short-Term Major Medical Solutions

Short-term major medical plans normally can be issued quickly just by answering a few questions, and are also fairly inexpensive.

Short-term major medical plans have their place but there are some limitations that should be understood. The definition of a pre-existing condition varies from state to state, however, a short-term health insurance plan would exclude coverage for any conditions that have diagnosed or treated within the last 3 – 5 years.

Another limitation of a short-term major medical plan is the expiration date. When you purchase a short-term major medical plan, it will expire. If you become ill or have an injury while under the short-term plan and still need medical services when the plan expires, your coverage would end, and you would be without coverage

Short-Term Major Medical Insurance may be appropriate if you are:

  • Between Jobs
  • Laid Off
  • A Recent College Graduate
  • Waiting for Employer Group Coverage

If you currently do not have insurance, and there is no form of permanent or group health insurance in sight, if you can we would recommend that  you purchase a permanent health insurance plan instead of a short-term major medical plan.

If a short term-major medical plan fits your insurance needs, please click on the Instant Quote link above to run a quote and apply.